Winter Edition of Housing Matters Now Available

Tenant Board Member Marjorie Marsden advises that the Winter Edition of Housing Matters can be read by clicking on the link below. You will be taken to our Housing Matters archive page. The latest edition is at the top of the list. For a profile of Marjorie please refer to the article on the bottom right of this Homepage.

Housing Matters

                

Home Contents Insurance     

Tenant Board Member Marjorie Marsden asks: Do you need tenant's home contents insurance? To find out more, click on the logo below. 

                   

 

 

Debt Advice From Unify Credit Union...

Unify Credit Union is warning people in Wigan and Leigh to avoid doorstep lenders and loan sharks as a way of dealing with the post Christmas financial hangover. A report by Circle Anglia has shown that over 100,000 people resorted to loan sharks to finance their Christmas spending and many more have obtained loans from high interest doorstep lenders charging in excess of 184% interest.

Carol Isherwood, Chair of Unify said ‘We are aware that many people borrowed from high cost lenders leading up to Christmas and are struggling to make their weekly repayments. Unify can help and if you are in this position, you need to give us a call on 01942 701706. ‘

Unify Credit Union is working in partnership with Trading Standards and the Illegal Money Lending Team to offer an alternative to residents of Wigan and Leigh. Unify provides low cost loans costing from just 1% per month (12.7% APR) and encourages members to start saving towards next Christmas.

A loan of £500 from a doorstep lender costs £17.50 per week at an interest rate of 272.2% and you would end up paying £410.00 in interest!

A Unify Saver loan for £500.00 would cost £10.60 per week, with an interest rate of 12.7% and the total interest would be £29.98, saving a massive £380.02!

Unify, regulated by the Financial Services Authority, now has over 4000 members using their services across the borough and has plans to open a new office in Leigh town centre in the coming weeks.

For further information telephoned 01942 701706 or 01942 517894 or call into the main branch at Smithy Green in Ince.

A Profile Of Marjorie Marsden - Tenant Board Member...

Deputy Chair of Wigan and Leigh Housing Board, Marjorie Marsden (pictured left), has lived on the Shakerley Estate in Tyldesley for over 20 years. She is married with four children and three grandchildren. Marjorie has been a tenant board member since 2003 and is currently the Deputy Chair overseeing the running of Wigan and Leigh Housing. She is also a member of a number of committees including:

• Wigan and Leigh Housing Tenants Committee (Chair)
• Atherton and Tyldesley Area Hosing Forum (Chair)
• Shakerley Tenants and Residents Association (member)
• Shakerley Community Partnership (Chair / Trustee).

Marjorie is an active member of her local community. She spends much of her spare time involved in helping to run the Shakerley Community Centre and nursery, and is a Beaver Scout Leader with the 5th Tyldesley Scout Group. She is also a member of Tyldesley Parish Church Council and is currently involved in fundraising activities for the restoration of Tyldesley Parish Church. In her spare time Marjorie enjoys reading, meeting people and helping people to resolve problems.